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During Ramsey's Baby Step #2, we pay off all our debts besides our house mortgage.

In the Ramsey system they like to do the Debt Snowball.

They have you pay off the smallest debt first then put that money to work on the next one …. Until you are finished. It gives you small wins and rolls up the debt payoff nicely.

Are housing prices going down and is a recession headed our way?

https://youtu.be/Qn3iOPJYhEM

https://x.com/nickgerli1

Are you retiring “early” or transitioning out of a job?

Many people are:

https://youtu.be/AMuZHknGxNo

I ran across this short look into the subject of The Great Taking by David Rogers Webb:

https://youtu.be/KdtUCyD7HeI

It discusses how many layers there are between you, and your assets.

Here is the GoodReads link:

https://www.goodreads.com/book/show/203175664-the-great-taking

Trailer for the documentary:

Baby Step 1 is a concept from the Ramsey world.

If you have absolutely no money saved, the first job is to build up a tiny pile of money for emergencies.

They suggest to begin with $1000.

Here is a cute 3 page pdf:

https://cdn.ramseysolutions.net/daveramsey.com/media/landing-pages/tools/downloads/baby-step-1-tracker.pdf